Mihir Chakraborty

Business Head

Mr. Mihir Chakraborty previously served as the Executive Vice President & Head at Capital Trust Ltd, a leading financial institution based in New Delhi, India. With nearly two decades of experience in the NBFC sector, he played a pivotal role in overseeing the company's operations during his two-year tenure. Currently, he works as the C.E.O of Premium Finlease Private Limited, where he manages the overall business operations across all branches. His responsibilities include driving growth, leading diverse teams, and fostering strong relationships with stakeholders at various levels.

Kapil Thakral

AVP Finance

Kapil Thakral brings over 6 years of progressive experience in finance, accounting, and compliance, making him a valuable addition to the leadership team at Premium Finlease Pvt. Ltd. With a robust foundation in statutory audits, GST, income tax, and financial reporting, he has consistently demonstrated excellence across corporate and consulting roles. He has held pivotal positions, including Accounts Manager at Malik Autoworks Pvt. Ltd. and Finance Manager at RF India, where he led teams, streamlined reporting processes, coordinated with banks and auditors, and managed government compliance, including DGFT and GST mandates. Kapil has filed over 150 income tax returns and 100+ GST returns, handled end-to-end audits, and led financial planning across various sectors including exports, manufacturing, and service enterprises. Currently pursuing CA Final Group 2, and holding a B.Com from Kurukshetra University, Kapil combines technical expertise with hands-on experience in MIS reporting, payroll, and business compliance. His deep knowledge of accounting standards, tax frameworks, and financial systems strengthens our finance operations as we scale into new markets and deepen our commitment to responsible lending.

Vrinda Gar

COO

An MBA-qualified professional with extensive expertise in finance, currently serving as the CFO of Supreme Mobiles Private Limited. A young entrepreneur and founder of Label Sunset, she possesses a strong understanding of both international and domestic affairs. Additionally, she is skilled in content writing, associated with United Regions Initiative, and currently working as an operational intern with Axis Bank.

Anand Ambasta

Zonal Business Head

Seasoned professional with 17 years of experience in the BFSI sector, specializing in Sales, Team Management, and Business Development. Expertise in Micro LAP, Secured and Unsecured Lending, P&L management, and policy development across multiple regions. Proven track record of managing large teams (100+ staff), driving business growth, and exceeding sales targets. Strong coordination with credit, collections, and risk teams to enhance operational effectiveness. Adept at refining policies to meet geography-specific needs. Experienced in building and managing portfolios, customer relationship management, and business strategy development across leading financial institutions. Prior Experience - Regional Business Head for Fusion finance Ltd, Ugro Capital, Muthoot Fincorp Ltd, Ujjivan SFB, Axis Bank Ltd & ICICI Bank Ltd.

Mukesh Agrawal

National Credit Head

Mukesh Agrawal is a retail credit specialist (12+ years in Home Loans & LAP), known for multi-branch underwriting, policy compliance, and tight login-to-disbursement control. At SMFG India Home Finance, he led the Gwalior Guna Biaora plus Bhopal & Indore clusters, appraising HL/LAP up to ₹1 Cr with rigorous MIS, vendor/verification oversight, and audit closure. Previously at Aadhar Housing Finance, he ran the Bhopal cluster (11 BCMs across 10 branches) following BCM/TCM roles; earlier at Magma Fincorp he handled multi-product credit risk across vehicle and housing segments. He brings strong file-quality discipline, RCU governance, and scalable credit processes that safeguard asset quality and enable prudent growth.

Austin

Operations Head

Austin Jacob is the dynamic Operations Head at Premium Finlease, known for his hands-on leadership and deep operational insight. He began his journey with testament to hard work, commitment, and the culture of growth at PFL.